#Pnc checks order how to#

Verify firstīefore writing or issuing a counter check, first verify with the payee to make sure it will be accepted. Still another disadvantage is that some banks charge fees for counter checks. Instead, your first check should be numbered at 101, or some other number indicating the account has been in existence for a long time.) (This is also why you should never begin a new check sequence with the number 1. That can give the recipient the impression the account is either brand-new – and unproven – or even potentially fraudulent. You can ask your bank to print your name on the check, but it’ll still have a decidedly temporary look to it.īut perhaps most important, counter checks are not numbered. They’re usually provided without your personal information – like your name and address – being printed on the check. And that’s what causes problems.įor example, the preprinted information presented on the check is minimal. More to the point, they look temporary, because that’s what they are. Many merchants and institutions don’t accept them.Ĭounter checks have a noticeably different look than regular checks.

Consīut the main disadvantage is much more significant. They’ll be needed in situations where a bill or a merchant requires being paid by check and must be paid before your regular checks arrive. ProsĬounter checks really have only one advantage, and that’s giving you use of checks before your regular supply arrives. You will fill in a counter check in the same the way that you will with a regular personal check, by completing each open line on the document. The bank will also typically have its routing number imprinted at the very bottom, left of the check, and will print your personal account number to the immediate right.īoth the routing number and personal account number will appear in a computerized form, easily recognizable and computer-readable by other banks. That will include blank spaces for the following: Since it normally takes a couple of weeks to get a supply of customized checks delivered to you, the bank will offer you a small supply of counter checks to make payments until they arrive.Ĭounter checks are legally negotiable instruments.īut while they look like ordinary checks to the untrained eye, they have certain characteristics that make them unique.įor example, they’ll have the basic format of any typical check. If you’ve ever opened a new checking account, you probably know what counter checks are. when you're out of preprinted checks and need a personal check urgentlyĮssentially, these are generic checks that enable you to access your account to pay third parties.What are Counter Checks (or Temporary Checks)?Ĭounter checks are temporary checks that will be provided by your bank branch in these common situations: If you need to use them at any point, you’ll need to know all the details before you do. There are advantages and disadvantages to having and using these checks, as well as fees.

#Pnc checks order how to#

Comprehensive Coverage Options Ways to Lock in Lower Homeowners Insurance Premiums How to Choose the Right Life Insurance Policy Compare the Different Types of Health Insurance Plans Popular Reviews Progressive GEICO State Farm AIG AllstateĬounter checks come into play when you have a checking account, you need to write a check (or checks), and you don’t have pre-printed checks available.

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